Claim-Related Payments, Simplified.

Seamless, Secure, and Fast Payments

Carepay streamlines claim-related payments for both sides of the transaction—helping payors (employers, TPAs, insurers, trusts, and risk pools) eliminate the burden of manual payment management, while enabling payees (vendors, medical providers, and injured parties) to get paid faster, safer, and with support every step of the way.

Whether you're sending or receiving payments, we combine hands-on service with modern tools to make your experience simple, secure, and seamless.

Claim-Related Payments, Simplified.

Seamless, Secure, and Fast Payments

Carepay streamlines claim-related payments for both sides of the transaction—helping payors (employers, TPAs, insurers, trusts, and risk pools) eliminate the burden of manual payment management, while enabling payees (vendors, medical providers, and injured parties) to get paid faster, safer, and with support every step of the way.

Whether you're sending or receiving payments, we combine hands-on service with modern tools to make your experience simple, secure, and seamless.

the future of payments

Checks Are Costly. ePayments Save Time & Money.

Traditional check payments drain resources with printing, mailing, and manual reconciliation. Most payors don’t realize the true cost of issuing paper checks—when you add up bank fees, postage, supplies, and staff time, the industry average exceeds $5 per check. Carepay replaces outdated processes with fast, secure, digital disbursements—reducing costs, errors, and administrative headaches.

Cut per-payment costs by up to 50%

Improve vendor and claimant satisfaction

Automate compliance and reporting

Streamline AP workflows

payors

Your Fully Outsourced AP Department for Claim Payments

Eliminate the hassle of managing payments. Carepay handles everything—coordinating with your vendors, ensuring compliance, and transitioning payees to digital payments. We optimize payment methods so you don’t have to, ensuring efficiency and cost savings.

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Fully outsourced AP for all claim-related disbursements

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Secure, digital-first transactions with fraud protection

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Automated vendor and payee onboarding to ePayments

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Compliance and tracking to simplify reporting

PAYORS

Your Fully Outsourced AP Department for Claim Payments

Eliminate the hassle of managing payments. Carepay handles everything—coordinating with your vendors, ensuring compliance, and transitioning payees to digital payments. We optimize payment methods so you don’t have to, ensuring efficiency and cost savings.

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Fully outsourced AP for all claim-related disbursements

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Secure, digital-first transactions with fraud protection

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Automated vendor and payee onboarding to ePayments

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Compliance and tracking to simplify reporting

payees

Get Paid Faster, Without the Hassle

We make it easy for vendors, service providers, and claimants to receive payments securely and on time. No more delays—choose ACH or virtual card for faster payments. Need a check? We’ve got you covered—though we’ll help you move to safer, faster ePayments over time.

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Choose ACH, virtual cards, or checks

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Get paid faster, with real-time tracking

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Dedicated support to assist with setup and questions

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Industry-leading security and analytics

payees

Get Paid Faster, Without the Hassle

We make it easy for vendors, service providers, and claimants to receive payments securely and on time. No more delays—choose ACH or virtual card for faster payments. Need a check? We’ve got you covered—though we’ll help you move to safer, faster ePayments over time.

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Choose ACH, virtual cards, or checks

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Get paid faster, with real-time tracking

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Dedicated support to assist with setup and questions

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Industry-leading security and analytics

Instant Payments Via Emailed Virtual Cards

nationwide payments

Easy to Work With

24x7 Access to Payments

Thanks to our technology and the internet, you can access your payments 24/7 through our platform anytime, anywhere.

Easy Signup

Setting up e-payments for your business takes less than 3 minutes. Get started by clicking here.

Automatic Ongoing Payments

Set it and forget it! Once you set up your account, future payments will be seamlessly deposited into your bank account automatically.

No More Checking Mailboxes

Receive your payment directly to your email inbox, enabling instant access to your funds and liberating you from the need to check a mailbox for payments.

Streamlined Efficency

E-payments streamline your payment process, eliminating the need for manual handling, mailing, and processing, thereby saving time and resources.

Instant Payment

Experience the efficiency of significantly reduced payment times through instant access to funds with our emailed virtual card solution.

About Us

We're No Stranger to Insurance Payments

Behind Carepay is a team with more than 20 years of combined experience in workers’ compensation claims and payment automation. That expertise is built into our platform, giving payors and payees confidence in every transaction. With Carepay, you get the security of a proven system backed by people who understand the complexity of claim payments—and know how to simplify them.

Industry Experience

AVG Deposit Time

Daily Hours Saved

Getting Started

Payees

get paid fast

Access Anywhere. Start Immediately.

Ready to get paid faster for your services? Enter the email address where you'd like to receive your future invoice ePayments to accelerate your next and future payments.

Payors

pay faster & safer

Ready to streamline your claim-related payments? Enter your contact information, and our team will show you how ePayments can make your transactions faster and more secure!

Frequently Asked Questions

Who is Carepay for?
Carepay is designed for organizations that manage claim-related payments, including third-party administrators (TPAs), self-insured employers, carriers, and risk pools. Our platform also supports the payees who receive these payments—such as medical providers, vendors, and claimants. Whether you’re issuing payments or receiving them, Carepay simplifies the process with fast, secure, and cost-effective digital disbursements.
How do I start accepting fast payments through Carepay?
Getting started with Carepay is simple. Just complete the initial enrollment form [HERE], and our team will follow up by email with the next steps based on your preferred payment method.
How do I switch from mailing checks to E-payments?

We make the transition from printing and mailing physical checks to ePayments easy. Click HERE to schedule a time to speak with our team and discuss how we can tailor digital payments to fit your business, or Contact Us.

What type of payments does Carepay offer?

Carepay gives payees the flexibility to choose the payment method that works best for them. Our platform supports:

  • ACH Payments – Direct electronic deposits to a bank account. ACH is secure, cost-effective, and eliminates the delays and expenses of mailing paper checks.
  • Virtual Card Payments – Single-use card numbers sent directly to providers or vendors by email. Virtual cards are fast, secure, and often include rebate opportunities for payors.
  • Check Payments (Limited Use) – While our goal is to help the industry move away from costly paper checks, Carepay can issue them when required. This ensures every payee can be paid, even in circumstances where digital payments are not yet possible.
What happens if I don't receive my payment?

Great question! If you haven’t received your payment, here are a few steps you can take. First, double-check the payment information you provided to ensure everything is accurate. If the details are correct, reach out to us and our team will track it down for you. Please note that some payments may take a few days to process, but rest assured—we’ll investigate promptly and make sure everything is resolved quickly.

How long does it take to receive payment?

Payment speed depends on the method selected and the issuing bank. Virtual cards are the fastest option, with funds available as soon as the card is processed. ACH payments typically take 2–3 business days to appear in your account, while paper checks may take 7–10 business days to arrive by mail.